Discover the 7 best business credit cards for earning travel miles. Compare features, and rewards structures, and find the perfect card tailored for your business needs, whether you're a startup, frequent traveler, or international spender. Maximize your travel rewards today!
Here’s a curated list of the best business credit cards for earning travel miles, tailored for different business needs (startups, frequent travelers, international spenders), with key features, rewards structures, and a comparison to help you maximize value:
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The following best business credit card for miles comparison below are;
| Card | Sign-Up Bonus Value | Top Earning Category | Annual Fee | Best For |
|---|---|---|---|---|
| Chase Ink Business Preferred | $1,250+ | 3x on travel/ads | $95 | High ad spenders |
| Amex Business Platinum | $1,500+ | 5x on flights/hotels | $695 | Luxury travelers |
| Capital One Venture X Business | $1,500+ | 10x on hotels/cars | $395 | Global businesses |
| Delta SkyMiles Platinum Biz | $1,000+ | 3x on Delta | $250 | Delta frequent flyers |
| United Club Business | $1,200+ | 4x on United | $450 | United loyalists + lounge access |
| Brex Corporate Card | $500 | 7x on rideshare | $0 | Startups/VC-backed companies |
| Bank of America Travel Rewards | $300 | 1.5x on all purchases | $0 | Small businesses |
Why It’s #1:
The Chase Ink Business Preferred® offers unbeatable flexibility with its 100k-point sign-up bonus (worth 1,250 + in travel) and 3x rewards on key business categories (travel, advertising, shipping). Its points transfer to 11 + airline/hotel partners, including United, Southwest, and Hyatt, maximize redemption value. The 1,250 + in travel) and 3x rewards on key business categories (travel, advertising, shipping).
Its points transfer to 11 + airline/hotel partners, including United, Southwest, and Hyatt, maximize redemption value. The 95 annual fee is modest compared to premium cards, making it ideal for small-to-mid-sized businesses. For startups, Brex is a strong no-fee alternative, but Chase’s broader travel perks and transfer partners make it the top pick.
Final Tip: Pair with a personal travel card (e.g., Chase Sapphire Reserve®) to combine points. Always pay balances in full to avoid interest-negating rewards!
1. What is a business credit card?
A business credit card is a financial product specifically designed for business expenses, offering rewards, benefits, and features tailored to entrepreneurs and companies.
2. How do sign-up bonuses work?
Sign-up bonuses are incentives offered by credit card issuers, rewarding new cardholders with points or miles after meeting a minimum spending requirement within a specified time frame.
3. Can I use business credit cards for personal expenses?
While it's possible, it's generally advised to keep personal and business expenses separate for better financial tracking and tax reporting.
4. What are transfer partners?
Transfer partners are airlines or hotel loyalty programs where you can transfer your credit card points or miles to earn bonuses or make reservations, often enhancing the value of your rewards.
5. Is there an annual fee?
Many business credit cards come with an annual fee, which can vary. It's important to assess if the card's perks and rewards justify this cost.
6. How can I maximize rewards?
Maximize rewards by aligning your spending with the categories that earn the highest points, using sign-up bonuses strategically, and transferring points to travel partners for value enhancement.
7. What happens if I don't pay my balance in full?
Carrying a balance may incur interest charges, which can negate the value of rewards earned, making it advisable to pay off balances in full each month.
